Now that you’re covered, know how to use your insurance!

Now that you’re covered, know how to use your insurance!

, including prescription drugs, emergency services, hospitalization, laboratory services, and mental health and substance use disorder services. 
• at no cost to you when delivered by a doctor or provider in your plan’s network. 
•  
• Some prescription drugs. Your plan’s list of covered drugs is called a “formulary.” Find your plan’s formulary by calling Member Services, or review your . 

How do I find a doctor? 

You’ll usually get the best cost for services when you use “” providers. You may be able to use providers who aren’t in your plan’s network, but you may pay more.